Money & You – A Workbook for Inner and Outer Clarity
Do You have a steady income but still feel like Your money never stretches far enough?
Does managing Your finances take up too much mental space, causing stress or guilt?
 
This workbook is for anyone ready to take back control – for real.

Not through quick hacks, but by working with:
Your behaviour
Your thought patterns
and Your everyday finances
 
This book is for you if You:
✔ Spend beyond Your means despite Your income
✔ Know You should be saving but don’t
✔ Feel stress, shame, or worry around money
✔ Have small loans or debts that feel hard to escape
✔ Are ready to take responsibility and make a real change
(It’s not for You if You’re looking for a quick shortcut without doing the work yourself).
 
What You’ll achieve:
✔ Clarity about Your finances – see it for what it is
✔ Reduced stress and more mental energy
✔ A practical structure for everyday finances
✔ Changed money habits and behaviours
✔ Confidence in Your financial decisions
✔ Long-term financial calm
 
How the workbook works:
This isn’t a book You just “read” – it’s a book You work with.

Step by step, You’ll be guided through:
44 reflective and practical exercises
Clear calculations and tracking
Mental tools for focus, presence, and direction
 
Everything is designed for lasting change, not temporary fixes.
 
What’s included:
📘 186-pages PDF (A4)
🧮 Excel spreadsheets + printable PDFs
Annual budget & Follow-up
Savings planning
Loan overview & calculations
Results & Balance sheet
Weekly planning
 
Notebook (PDF)📝
🎧 4 guided audio exercises
Values
Body scan
Future self
Mental breathing
 
About the creator:
I have nearly 20 years of experience in banking, including as a financial wellness coach.
 
I am also:
A mental coach
A personal trainer (PT)
A mindfulness instructor
An NLP Master
 
This workbook was created at the intersection of psychology, finance, and human behaviour.
Are you ready?
 
If You’re ready to stop avoiding Your finances and start creating order – both internally and in Your numbers – then Money & You is Your next step.

👉 Make the decision today.
 
Your safety as a customer
This workbook has been created with care, experience, and a holistic perspective on both finances and human behaviour. If You ever feel unsure about how to use the material or move forward, You are always welcome to reach out.

You don’t need to be perfect – just willing to take the first step.
 
Practical Information
 
Digital delivery
After purchase, You will gain immediate access to:
The e-book Money & You – A Workbook for Inner and Outer Clarity
All associated templates, spreadsheets, and audio files
 
You will receive a welcome message both on-screen and by email with:
Link to the course page
Personal password
 
All materials are collected on the course page for easy access.

💡 Save the link and password so You can return anytime.
 
Refunds & Terms
Since this is digital content delivered immediately after purchase, no refund or withdrawal rights apply under current consumer regulations for digital products.

The material is personal and may only be used by You as the purchaser. Sharing or distributing it is not allowed.

This workbook is designed for those ready to take responsibility for their own change. Results come from Your own work – You don’t need to be perfect, just willing.
 
Frequently Asked Questions:
 
Is this a regular book or something I actively work with?
This is a workbook. You are guided through exercises, reflections, calculations, and mental tools. Change happens through Your own effort – the book is Your structure and support.
 
Is it suitable if I’m “not good with money”?
Yes. In fact, it’s created for those who find money stressful, confusing, or overwhelming. The focus is not just on numbers, but on habits and behaviour.
 
Do I need to be in a financial crisis to benefit?
No. You just need to want more order, calm, and control – both financially and mentally.
 
I don’t like reading on a screen. Will it still work for me?
Absolutely. You’ll only read a few pages at a time, since the focus is on doing the exercises.
 
How long does it take to work through the book?
You go at Your own pace. Some do a few exercises per week, others work more intensively. This isn’t a program with deadlines – it’s support for long-term change. The recommendation is to work slowly and thoroughly. Some people use the workbook for up to a year and continue beyond that.